ABOUT US

Ribbon — Powered by Hurst Lending

We believe every qualified buyer deserves a fair shot at their dream home. That’s why Ribbon Home was built: to help families buy before they sell, compete with cash, and bridge life’s transitions without losing their new dream home in the process.

Today, as a division of Hurst Lending, we’re expanding that mission across the country — combining Ribbon’s buyer-empowerment platform with Hurst’s proven alternative home finance offers. Together, we help buyers, sellers, mortgage brokers, and agents succeed in today’s housing market with solutions designed for real people.

FEATURED IN

The Power of Partnership: Ribbon + Hurst Lending

Following its acquisition in 2025, the Ribbon platform was relaunched with updated systems, refreshed products, and the financial backing, licensing, and compliance infrastructure of an established national lender.

As a division of Hurst Lending, Ribbon combines proven cash-offer technology with lender-backed alternative home finance solutions — giving buyers, sellers, mortgage brokers, and agents more flexible ways to compete in today’s housing market.

Founded in 2006, Hurst Lending has funded over $1.5 billion in loans nationwide. Known for programs such as Buy Before You Sell, Dominate with a Cash Offer Loan®, and Just Missed Bridge Loans®, Hurst supports buyers help buyers who don’t fit the “one-size-fits-all” mortgage box.

Together, Ribbon and Hurst bring technology, capital, and experience under one roof — helping buyers move quickly, compete confidently, and purchase with clarity.

How We Help Home Buyers

Program	Ideal For	What It Does
Buy Before You Sell	Homeowners ready to move but not ready to list	Secure your next home first — then sell your old one stress-free.
Dominate with a Cash Offer®	Competitive buyers who want to win in multiple-offer markets	Make a cash-equivalent offer upfront, then refinance with a traditional mortgage later.
Just-Missed Bridge Loans®	Buyers who don't quite qualify for a conventional loan	Keep your deal alive with short-term financing backed by our fast-track approval.

Where We Work

We’re growing fast — serving buyers, agents, and wholesale mortgage brokers across a wide range of U.S. markets.

See where our solutions are available →

Timeline

Ribbon Founded

October 2017

October 2018

$225m Series A Funding from Bain Capital Ventures, Greylock, and Nyca Partners

$300m Debt Financing from Goldman Sachs & $30m Series B Funding from Greylock

October 2019

September 2021

$200m Debt Financing from Goldman Sachs and $150m Series C Funding from Greenspring Associates

Ribbon debuts at #161 on Inc. 5000

August 2022

May 2023

Ribbon acquired by Easy Knock

Ribbon platform & assets acquired by Hurst Lending

July 2025

Real Stories, Real Results

Meet the Team Behind the Mission

Jay Hurst
Co-Founder & Financial Innovator

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Jay Hurst, a Residential Mortgage Loan Originator (NMLS# 323441) and financial planner, has dedicated his career to simplifying the lending process for clients. With a BBA in Finance from Texas A&M University (Class of 2000), Jay’s approach to lending is rooted in breaking down barriers and providing customized solutions.

As a serial entrepreneur, Jay has founded multiple successful businesses, including Advanced Educators Financial LLC, a financial planning firm tailored to the education sector. His mission is to help clients navigate the complexities of property financing, ensuring that they achieve their goals with confidence and ease.

Scott Bialek
Co-Founder & Legal Strategist

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Scott Bialek brings a unique blend of legal expertise and entrepreneurial acumen to Hurst Lending. An attorney, Residential Mortgage Loan Originator (NMLS# 284767), and real estate developer, Scott graduated with a BBA from the University of Texas at Austin and a J.D. from St. Mary’s School of Law.

Since co-founding Hurst Lending in 2006, Scott has driven the development of innovative loan programs designed to address the diverse needs of clients. His extensive experience, including senior legal roles at Dell and USAA, positions him as a trusted problem-solver dedicated to client success.

Chris Jandrain
Vice President and Lending Expert

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As a Residential Mortgage Loan Originator (NMLS #1001967), Chris specializes in conventional, FHA, VA, and construction loans. With an MBA from the University of Texas and a BA from the University of Michigan, Chris brings both financial acumen and a client-first mindset to every transaction. His deep understanding of the lending landscape ensures that clients receive tailored solutions to meet their unique needs.

Dat Nguyen
Equity Partner & Real Estate Professional

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Dat Nguyen is an equity partner at Ribbon. Dat had an illustrious career as an NFL All-Pro linebacker with the Dallas Cowboys and an All-American at Texas A&M University. Dat is deeply involved in charitable and community initiatives. As an advocate for financial growth and community empowerment, Dat brings a dynamic perspective to Ribbon, reinforcing its commitment to innovation and client success.