Our Markets
Where We Work
We help buyers, sellers, loan officers, and agents win across the U.S. with flexible, fast, and smart alternative home loan solutions.
Where We’re Lending Today
From our Dallas, TX home office, we proudly serve a growing list of U.S. markets.
Texas
- Stateside, including Austin, Dallas–Fort Worth, Houston, and San Antonio
Southeast
- Georgia (statewide)
- Alabama (statewide)
- Florida (statewide)
- South Carolina (statewide)
- Tennessee (statewide)
- North Carolina (statewide)
Midwest
- Iowa (statewide)
Mountain West & Northwest
- Colorado (statewide)
- Idaho (statewide)
- Montana (statewide)
- Oregon (statewide)
- Washington (statewide)
Northeast & Mid-Atlantic
- Pennsylvania (statewide)
- Virginia (statewide)
South Central
- Louisiana (statewide)
- Oklahoma (statewide)
Why Work With Us in Your Market?
Home financing looks different in every market — what works in Dallas may not work in Atlanta or Charlotte. That’s why you need a lender who understands both the local landscape and the bigger picture.
Ribbon Home combines innovation with decades of lending expertise. From our roots in Texas to the growing number of states we serve nationwide, we bring:
- Local expertise with a national reach.
- Fast, flexible loan programs tailored to your needs.
- Proven results that help buyers win and agents close more deals.
Wherever you’re buying or selling, you’ll have a trusted partner who knows your market and moves at your pace.
Lending Solutions Available in Every Market
Our core loan programs are designed to help buyers stay competitive and move with certainty.
Dominate with a Cash Offer Loan®
Finance your next investment quickly and strategically.
- Access fast funding to secure deals.
- Flexible terms for 1–4 unit properties.
- Competitive edge in tight real estate markets.
Buy Before You Sell
Move into your next home without waiting to sell your current one.
- Skip home-sale contingencies.
- Make stronger offers that stand out.
- Reduce stress with one simple move
Just Missed Bridge Loan®
Didn’t qualify for a traditional mortgage? We can bridge the gap.
- Rescue deals that would otherwise fall through.
- Keep buyers in the game and protect agent commissions.
- Flexible underwriting designed for real-life situations.
HEI Loan
Unlock equity without taking on more debt.
- Access cash in exchange for a share of future appreciation.
- No monthly payments.
Keep financial flexibility while funding your goals.
HELOC
Tap into your home’s equity with flexible access to funds.
- Borrow only what you need, when you need it.
- Interest-only payments available.
Ideal for renovations, emergencies, or bridging cash flow.
What Clients Say About Our Lending Experience
Questions About Where We Lend?
Do you offer loans in my state?
Ribbon Home by Hurst Lending currently offers residential mortgage loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Montana, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, and Washington. We’re continually expanding our service area, with North Carolina expected to become available soon. If your state isn’t listed, reach out and we’ll confirm current availability.
What types of properties do you finance?
We finance single-family homes, condos, and 1–4 unit residential properties. For investors, we also offer bridge loans and other specialty lending programs. If you’re unsure about a property type, just ask — our advisors will guide you.