Clear Pricing, No Surprises
Simple, Transparent Pricing for Every Buyer
We believe that alternative home financing solutions should be straightforward. Here’s exactly what you’ll pay—and why.
How Much Does Ribbon Cost?
Our pricing is simple: 1.0%–1.5% of the loan amount, plus normal lender closing costs for loans originated directly by Ribbon.
That’s it. The exact rate depends on your loan size, timeline, and the complexity of your purchase. We’ll confirm it up front—no hidden fees or last-minute changes.
Buy Before You Sell
1% - 1.5%
Same as Cash Loan
1% - 1.5%
Just Missed Bridge Loan
1% - 1.5%
What’s Included in Your Fee
Every Ribbon offer includes everything you need to move quickly and confidently.

Fast pre-approval and support
Get approved quickly so you can make confident offers.

Access to Ribbon advisors
Connect with expert advisors who understand your needs

Proof of funds letter
Used to document fund are available for your use.

Clear Communication
Stay informed with clear timelines, requirements, and milestones.

Close-Ready Packaging
Helps you avoid last-minute underwriting delays.
Explore Your Options
Dominate with a Cash Offer Loan®
Stand out in the market with a competitive cash offer. Ribbon empowers homebuyers with fast funding to secure their next home confidently.
Buy Before
You Sell
Buy your next home before selling your current one. Ribbon’s Buy Before You Sell program makes moving easier. Check your eligibility today.
Just Missed Bridge Loan®
Buy a new home even if you don’t quite qualify for a conventional loan or if you prefer to use our funds to buy a home rather than liquidating your investments.
What Buyers Say About Our Transparent Pricing
EXCELLENT Based on 81 reviews Posted on Google tony ramirezMay 7, 2026Trustindex verifies that the original source of the review is Google. Working with Jay was quick, accurate and professional. I will definitely used Jay Hurst again and recommend him!!Posted on Google Lisa GouveiaJanuary 6, 2026Trustindex verifies that the original source of the review is Google. I had kind of a special, complicated situation with a condo that was slow to sell, but Bart Pany explained the options and helped me navigate the Hurst Buy Before You Sell process smoothly so I was able to get the house I wanted. I looked into several different companies' buy-before-you-sell plans, and Hurst's was by far the best deal. In addition, Bart helped keep this on track and always got back to me super fast, about every little thing, every step of the way. I have already recommended Bart and the Hurst Buy Before You Sell program to people I know and will continue to do so.Posted on Google Chuck WilliamsDecember 9, 2025Trustindex verifies that the original source of the review is Google. Great all around experience - Communication was quick, easy, and clear. Thank you Hurst Lending!Posted on Google Kelly Reber Dallas RealtorOctober 1, 2025Trustindex verifies that the original source of the review is Google. Working with John and his team was great, 10/10 recommend! They helped my clients buy their new home prior to selling their current with the creative financing of a bridge loan. The team truly made what could've been a complicated process very simple and smooth. They met very tight deadlines but it felt effortless which all of us in real estate transactions are so thankful for when it happens. The more effortless the transaction, the harder the behind the scenes work it involves. I'll for sure be looking to John and his team to help future clients!Posted on Google Jd CochranAugust 26, 2025Trustindex verifies that the original source of the review is Google. Easy quick and hassle free service! Bart & Terri were great to work with.Posted on Google Jennifer AguileraAugust 23, 2025Trustindex verifies that the original source of the review is Google. Working with Jay and John couldn’t have been easier! This is my second time working with Hurst and they make the process run smooth. Highly recommend!Posted on Google Marcus MearsJune 28, 2025Trustindex verifies that the original source of the review is Google. Bill, Meagan, and Terri are true professionals! Our initial loan process went as smooth as one could expect, and then we ran into an issue when our existing home had not sold. Bill and crew gave us a solution and helped relieve us of our worries and stress! They are a great asset to Hurst Lending, and deserve many kudos! I’d recommend them to anyone needing a loan! Thanks to you all.Posted on Google Kristi MearsJune 28, 2025Trustindex verifies that the original source of the review is Google. Bill and Meagan made our loan process easy and stress free. They both stayed in constant contact with us, keeping us informed, and making sure our loan process went smoothly. Thanks to Bill and Meagan for taking great care of us!Posted on Google Mark SingletonJune 26, 2025Trustindex verifies that the original source of the review is Google. We have used Hurst Lending several times over the last few years for refinances, new homes and rental homes. Each time, Scott, Jennifer and team have done an outstanding job. Most recently, we bought a new home and it could not have been an easier process. At the closing, even our closer commented that our financing fees were very low compared to other ones she sees. We will continue to use them in the future.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
FAQ
Frequently asked questions, answered
What does Ribbon charge?
Ribbon’s fee is 1.0%–1.5% of the loan amount, plus normal lender closing costs for loans originated directly by Ribbon by Hurst Lending.
What happens if I don’t close on my purchase?
No fee or cost to the borrower.
Are there any additional fees I should know about?
Only normal lender closing costs such as appraisal, credit report, title/escrow, recording, and certain prepaid items.
When will I know my exact fee?
We confirm your fee up front during pre-approval so you can plan with confidence.
Does the fee change depending on the loan program?
The same 1.0%–1.5% range applies across our programs. The final number depends on your loan size, complexity, and closing timeline.
Ready to Buy Before You Sell, Make a Cash Offer, or Obtain a Just Missed Bridge Loan® ?
We make it easy to move forward with confidence. No obligation—just transparent pricing and fast answers.
Transparency, Experience, and Trust
Ribbon by Hurst Lending bring years of experience helping buyers and sellers move with certainty.
We’re proud to serve markets across the U.S., with licensed professionals who prioritize honesty and clarity in every step.