# llms.txt for ribbonhome.com
site: https://ribbonhome.com
owner: Hurst Real Estate, Inc. (Hurst Lending) — https://hurstlending.com
brand: Ribbon — Powered by Hurst Lending
brand_summary: We believe every qualified buyer deserves a fair shot at their dream home. Ribbon helps families buy before they sell, compete with cash, and bridge life’s transitions. As a division of Hurst Lending, we combine buyer-empowerment tools with proven alternative home finance offers to help buyers, sellers, brokers, and agents succeed.

primary_cta: https://ribbonhome.com/contact/

sitemaps:
  - https://ribbonhome.com/sitemap_index.xml
  - https://ribbonhome.com/blog/
  - https://ribbonhome.com/press/
  - https://ribbonhome.com/faqs/

priority_pages:
  - https://ribbonhome.com/bridge-financing-loans/
  - https://ribbonhome.com/bridge-financing-loans/cash-offer-loan/
  - https://ribbonhome.com/bridge-financing-loans/residential-bridge-loans/
  - https://ribbonhome.com/home-equity-loans/heloc-loans-home-equity-line-of-credit/
  - https://ribbonhome.com/home-equity-loans/hei-loans/
  - https://ribbonhome.com/home-equity-loans/home-improvement-loans/
  - https://ribbonhome.com/whole-sale-mortgage-broker/
  - https://ribbonhome.com/realtors/
  - http://ribbonhome.com/buy-before-you-sell-new-home-constructions/
  - https://ribbonhome.com/about-us/
  - https://ribbonhome.com/faqs/
  - https://ribbonhome.com/press/
  - https://ribbonhome.com/blog/

products:
  - name: Buy Before You Sell
    url: https://ribbonhome.com/bridge-financing-loans/
    summary: Purchase your next home first, then sell on your timeline.
  - name: Cash Offer Loan
    url: https://ribbonhome.com/bridge-financing-loans/cash-offer-loan/
    summary: Compete like a cash buyer and close fast.
  - name: Just Missed Bridge Loan® (Residential Bridge Loans)
    url: https://ribbonhome.com/bridge-financing-loans/residential-bridge-loans/
    summary: Buy even if you don’t qualify for a conventional loan right now.
  - name: HELOC — Home Equity Line of Credit
    url: https://ribbonhome.com/home-equity-loans/heloc-loans-home-equity-line-of-credit/
    summary: Draw funds as needed; interest-only during draw period.
  - name: Home Equity Investment (HEI)
    url: https://ribbonhome.com/home-equity-loans/hei-loans/
    summary: Unlock cash with no monthly payments; access equity with flexible credit.
  - name: Personal & Home Improvement Loans (Marketplace)
    url: https://ribbonhome.com/home-equity-loans/home-improvement-loans/
    summary: Compare lenders who fund quickly (often 1–2 days) without impacting credit score.
  - name: Wholesale Mortgage Brokers
    url: https://ribbonhome.com/whole-sale-mortgage-broker/
    summary: Equip loan officers with Buy Before You Sell, Same-as-Cash, and Just Missed Bridge Loans®.
  - name: For Real Estate Agents
    url: https://ribbonhome.com/realtors/
    summary: Close more deals and protect commissions with Ribbon loan solutions.
  - name: New Construction — Buy Before You Sell
    url: http://ribbonhome.com/buy-before-you-sell-new-home-constructions/
    summary: Help buyers move into new-builds even if their current home hasn’t sold.

audiences:
  - homebuyers (move-up, relocating)
  - homeowners seeking equity access (HELOC/HEI)
  - real estate agents & builders
  - wholesale mortgage brokers and loan officers

eligibility_and_licensing:
  nmls_id: 267051
  entity: Hurst Real Estate, Inc. operates Ribbon by Hurst Lending
  phone: 1-877-292-7350
  address: 6060 N. Central Expy, Ste 500, Dallas, TX 75206
  email: info@hurstlending.com
  states_with_disclosures:
    - Alabama: Consumer Credit License MC 22496
    - Georgia: Mortgage Lender License/Registration #55980
    - Colorado: Mortgage Company Registration; NMLS #267051; regulated by the Division of Real Estate
    - Oklahoma: License MB01411
    - Oregon: Mortgage Lending License ML-5642
    - Pennsylvania: Mortgage Lender License #64777
    - Texas: NMLS ID 267051
    - Virginia: Hurst Real Estate of Texas, Inc. Lender License MC–6736
    - Washington: Consumer Loan Company License CL-267051
  notes:
    - In Virginia, Hurst Real Estate, Inc. operates as Hurst Real Estate of Texas, Inc.
    - In Washington, trade names include AgsReward, AgsReward.com, DFWJumbo, Hurst Lending & Insurance, Hurst Lending Inc.
  compliance_links:
    - https://www.nmlsconsumeraccess.org

trust_and_assets:
  logo: https://ribbonhome.com/wp-content/uploads/2025/03/ribbon-hurst-lending-logo.png
  reviews: https://uk.trustpilot.com/review/ribbonhome.com
  about: https://ribbonhome.com/about-us/

content_hubs:
  - https://ribbonhome.com/blog/
  - https://ribbonhome.com/press/
  - https://ribbonhome.com/faqs/

freshness_hints:
  - url: https://ribbonhome.com/blog/
    update_frequency: weekly
  - url: https://ribbonhome.com/press/
    update_frequency: monthly
  - url: https://ribbonhome.com/faqs/
    update_frequency: monthly

canonical_guidance:
  prefer_scheme: https
  prefer_host: ribbonhome.com
  strip_params: utm_*, gclid, fbclid, msclkid
  duplicates: prefer clean URL without trailing querystrings
  brand_relation: Ribbon is a division of Hurst Lending; cite Hurst when licensing context is needed.

disallow_for_llms:
  - https://ribbonhome.com/wp-admin/*
  - https://ribbonhome.com/wp-login.php
  - https://ribbonhome.com/?s=*
  - https://ribbonhome.com/cart/*
  - https://ribbonhome.com/checkout/*
  - https://ribbonhome.com/account/*

voice_tone:
  - clear
  - compliant
  - consumer-helpful
  - partner-friendly (agents, brokers, builders)

reference_sources:
  - https://www.consumerfinance.gov/
  - https://www.hud.gov/