Buy a Home

Buy a Home

Move with confidence, even when timing is tricky. Our bridge finance loans help you buy, sell, or close without the usual roadblocks.

Buy Before You Sell
Purchase your next home first, then sell on your timeline.

Dominate with a Cash Offer Loan®
Compete like a cash buyer and close fast.

Just Missed Bridge Loan^®
Purchase even if you don’t qualify for a conventional loan.

Explore all our Bridge Loan Options
Access My Equity

Access My Equity

Tap into your home’s value or secure new financing with flexible options built around you.

HELOC (Home Equity Line of Credit)
Draw funds as you need them, with interest-only payments during the draw period.

Home Equity Investment (HEI)
Unlock cash now with no monthly payments — access your equity even if you have low credit scores.

Personal Loans
View our Marketplace of Personal and Home Improvement lenders who provide funds quickly (often within 1-2 days) without impacting your credit score.

Explore all our Home Financing Loan Options
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Your go-to hub for simple answers and expert advice on home loans and financing options.

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Partner With Us

Partner With Us

Whether you’re a loan officer, real estate agent, builder, or seller, our programs create smoother transactions and stronger results. Choose the path that fits you.

Partner with us now

WHO WE WORK WITH

Wholesale Mortgage Brokers
Empower your loan officers with Ribbon’s Buy Before You Sell, Same as Cash, and Just Missed Bridge Loans®.

Real Estate
Agents
Rescue your commissions with Ribbon’s Buy Before You Sell, Same as Cash, and Just Missed Bridge Loans®.

Builders
Help buyers close on a new construction home even if their old home has not yet sold, with Ribbon’s Buy Before You Sell loan.

Ribbon in the news

See where Ribbon is making headlines.

06/08/2026

Jay Hurst Shares Strategy for Turning Slow Housing Markets Into Opportunity

05/11/2026

Clever Reviews Ribbon Home’s Buy Before You Sell Program

List With Clever

08/12/2024

Houzeo Reviews Ribbon Home and Its Cash Offer Programs

07/25/2022

New-to-market company looks to help homebuyers make all-cash offers

Louisville Business First

07/08/2022

New power buyer allows people to compete against companies offering cash in Denver’s housing market

The Denver Post

06/08/2022

Ribbon partners with Coldwell Banker Heritage for Ohio launch

06/08/2022

Ribbon announces Arkansas expansion

06/07/2022

New York startup targets Cincinnati’s red-hot housing market

05/25/2022

Cash Home Buyers: New Services Offer Help Making All-Cash Offers

05/23/2022

Ribbon, Crye-Leike partner to launch Power Buyer services in Arkansas

05/23/2022

Prices, interest rates squeeze homebuyers

Arkansas Democrat Gazette

05/20/2022

Understanding Power Buyers — and How They Can Bridge Finance Gap

Florida Realtors

05/20/2022

4 Ways Ribbon Can Help Your Buyers Get Financing

Florida Realtors

05/19/2022

More startups push into Tampa Bay’s competitive housing market

Tampa Bay Times

05/02/2022

2022 Finance Leader: Aamer Abdullah

04/26/2022

Evening the Paying Field

04/24/2022

Buying a home is incredibly hard right now. One startup aims to help first-time buyers take on investors by enabling them to make all-cash offers.

Business Insider

04/20/2022

As Power Buyers gain popularity, distinguish between friend and foe

04/18/2022

Ribbon wants to free buyers from the pitfalls of chain transactions

04/18/2022

Ribbon Hits Record Volume in Q1; 7x Growth Year-over-Year

Business Insider

04/18/2022

Power Buyer Ribbon plans to add 6 new states in Q2, upping count to 17

03/30/2022

Here are the best companies to work for in the New York metro area, according to employees

Business Insider

03/22/2022

Ribbon Partners with Weichert in Virginia to Empower Local Homebuyers with Cash

03/16/2022

Need an all-cash offer to win a bidding war? These 6 startups can help you buy your dream home.

03/15/2022

Chasing Career Growth? These 6 Fast-Expanding NYC Companies Are Ready For You.

03/09/2022

Ribbon expands into Midwest, ramps up purchase limit to $1M

03/06/2022

In hot housing market, startups offer all cash to help home buyers, but some are skeptical

03/03/2022

House Hunters Who Lost Out Last Year Are Back at It — This Time With New Tactics

03/02/2022

5 Real Estate Trends to Watch Out for in March

The Motley Fool

02/03/2022

Why Investors Are Scooping up So Much Real Estate — and How Regular Homebuyers Can Compete

01/26/2022

Power buyer originator offers new twist

01/20/2022

Even you can buy a house with cash

01/10/2022

Alternative home mortgage product enters Alabama

Birmingham Business Journal

01/05/2022

100 Best Places to Work in NYC 2022

12/16/2021

The Case for Pay Transparency

12/15/2021

The 25 best small and midsize companies for women, according to female employees

Business Insider

12/14/2021

Huntsville Homebuyers Fight Back Against Corporate Cash Offers with RibbonCash

Huntsville Business Journal

12/07/2021

These NYC Tech Are Already Onto 2022 — and They Have Big Plans

12/07/2021

Ribbon launches in Alabama, kicking off multi-state expansion in 2022

Cision PR Newswire

12/06/2021

Everyday people can buy a house with cash with this new type of loan

12/01/2021

Ribbon CEO on prizing cash offers and the future of real estate

11/29/2021

Power Buyers: What to know about real estate’s buzziest new buyer tools

11/19/2021

Ribbon jump-starts 2022 expansion push with 2 new markets

09/21/2021

Startup Firms Help Home Buyers Win Bidding Wars With All-Cash Offers

The Wall Street Journal

09/15/2021

Ribbon raises $150M round, vows to expand into half of US by 2023

09/15/2021

Ribbon Raises $150 Million to Expand Digital Homebuying Platform Nationally

Cision PR Newswire

09/15/2021

PropTech Funding: Ribbon Lands $150M; Pacaso Nets $125M

09/15/2021

Cash-offer financing platform Ribbon raises $150 million

National Mortgage News

08/24/2021

Ribbon Launches in Florida, Transforming Everyday Homebuyers into Cash Buyers

08/24/2021

Real Estate Tech Platform Ribbon Enters Jacksonville Market

WJCT Public Media

08/24/2021

Real estate service Ribbon launches in Florida, guarantees financing offers same as cash

Orlando Sentinel

06/15/2021

Ribbon Reaches Milestones as It Scales Homeownership Exponentially

05/21/2021

Real Estate Tech Platform Ribbon Brings Cash Solution To White Hot Market

05/03/2021

Buyers in bidding war? 15 tactics to help them stand out to a seller

04/28/2021

How To Buy Your Next Home When Your Down Payment is Stuck in the Home You are Trying to Sell?

Mint Hill Times

04/28/2021

Cash offer startup Ribbon launches appraisal protection service

04/25/2021

Want to buy a home? Here are 10 tips for navigating a difficult housing market

The Columbia Dispatch

04/20/2021

This startup helps homebuyers make all-cash offers when they don’t have enough money in the bank

04/19/2021

How to Pay for a House in Cash — Without Having the Cash

04/16/2021

Selling Your House Might Be Easy, But You Should Still Heed This Advice from Experts

04/16/2021

Ribbon Announces New VP of Sales and Operations, Adds Advisor

04/12/2021

Buying a House in Cash Can Save You Thousands, and You Don’t Have to Be Rich to Pull It Off

03/25/2021

Getting the most for your money in a seller’s market

02/22/2021

A Conversation With Ribbon Co-founder Shaival Shah

Realty Biz News

01/29/2021

HOW RIBBON’S NEW VP OF ENGINEERING SET HER TEAM UP FOR LONG-TERM SUCCESS

12/11/2020

Buying a house? Here’s where all-cash deals are most competitive

For journalists and media

Expert commentary

Ribbon’s leadership team is available for interviews, background briefings and on-record commentary on home financing, housing and the mortgage market.

Request an interview

Areas we can comment on

Available experts

Jay Hurst

Co-Founder, Hurst Lending

Scott Bialek

Co-Founder, Hurst Lending