for realtors
Protect Your Commission. Help More Clients Close.
Ribbon helps Realtors close more deals by helping your clients buy before they sell, compete with cash, and bridge the transitions of life without losing their new dream home in the process.
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The Ribbon Solution
Ribbon Helps Realtors Close More Deals
Ribbon provides short-term funding when traditional financing can’t keep up. Your clients make offers sellers trust, closings happen on time, and you keep your commission.
How We Help Home Buyers
| Program | Ideal For | What It Does |
|---|---|---|
| Buy Before You Sell | Homeowners ready to move but not ready to list | Secure your next home first — then sell your old one stress-free. |
| Dominate with a Cash Offer® | Competitive buyers who want to win in multiple-offer markets | Make a cash-equivalent offer upfront, then refinance with a traditional mortgage later. |
| Just-Missed Bridge Loans® | Buyers who don't quite qualify for a conventional loan | Keep your deal alive with common sense underwriting. |
Enable Your Deal
When to Call Us
Ribbon can help you earn commissions on transactions where traditional financing is not available, slows, or stops.
- The new or current home needs repairs before closing
- Client wants to avoid liquidating investments
- Self-employed or retired borrowers with non-traditional income
- Less than 2 years of income history
- Fixed-income buyers
- You need to close quickly to save the deal
How It Works

Bring us the scenario
Tell us about your deal.

We tailor the loan
We match the right program to your client.

You close on time
Your client gets the house, and you get paid.
agents first
A Partner That Puts Agents First
We know your time is valuable and your commission matters. That’s why we make the process simple and agent-first.
- No extra paperwork — we handle the details.
- We never compete — your client stays your client.
- Full commission — you’re paid in full when the deal closes.
- Trusted nationwide — thousands of agents rely on Ribbon to keep deals moving.
Customers Count on Ribbon
Ribbon has helped agents across the country enable deals, protect commissions, and close confidently
EXCELLENT Based on 81 reviews Posted on Google tony ramirezMay 7, 2026Trustindex verifies that the original source of the review is Google. Working with Jay was quick, accurate and professional. I will definitely used Jay Hurst again and recommend him!!Posted on Google Lisa GouveiaJanuary 6, 2026Trustindex verifies that the original source of the review is Google. I had kind of a special, complicated situation with a condo that was slow to sell, but Bart Pany explained the options and helped me navigate the Hurst Buy Before You Sell process smoothly so I was able to get the house I wanted. I looked into several different companies' buy-before-you-sell plans, and Hurst's was by far the best deal. In addition, Bart helped keep this on track and always got back to me super fast, about every little thing, every step of the way. I have already recommended Bart and the Hurst Buy Before You Sell program to people I know and will continue to do so.Posted on Google Chuck WilliamsDecember 9, 2025Trustindex verifies that the original source of the review is Google. Great all around experience - Communication was quick, easy, and clear. Thank you Hurst Lending!Posted on Google Kelly Reber Dallas RealtorOctober 1, 2025Trustindex verifies that the original source of the review is Google. Working with John and his team was great, 10/10 recommend! They helped my clients buy their new home prior to selling their current with the creative financing of a bridge loan. The team truly made what could've been a complicated process very simple and smooth. They met very tight deadlines but it felt effortless which all of us in real estate transactions are so thankful for when it happens. The more effortless the transaction, the harder the behind the scenes work it involves. I'll for sure be looking to John and his team to help future clients!Posted on Google Jd CochranAugust 26, 2025Trustindex verifies that the original source of the review is Google. Easy quick and hassle free service! Bart & Terri were great to work with.Posted on Google Jennifer AguileraAugust 23, 2025Trustindex verifies that the original source of the review is Google. Working with Jay and John couldn’t have been easier! This is my second time working with Hurst and they make the process run smooth. Highly recommend!Posted on Google Marcus MearsJune 28, 2025Trustindex verifies that the original source of the review is Google. Bill, Meagan, and Terri are true professionals! Our initial loan process went as smooth as one could expect, and then we ran into an issue when our existing home had not sold. Bill and crew gave us a solution and helped relieve us of our worries and stress! They are a great asset to Hurst Lending, and deserve many kudos! I’d recommend them to anyone needing a loan! Thanks to you all.Posted on Google Kristi MearsJune 28, 2025Trustindex verifies that the original source of the review is Google. Bill and Meagan made our loan process easy and stress free. They both stayed in constant contact with us, keeping us informed, and making sure our loan process went smoothly. Thanks to Bill and Meagan for taking great care of us!Posted on Google Mark SingletonJune 26, 2025Trustindex verifies that the original source of the review is Google. We have used Hurst Lending several times over the last few years for refinances, new homes and rental homes. Each time, Scott, Jennifer and team have done an outstanding job. Most recently, we bought a new home and it could not have been an easier process. At the closing, even our closer commented that our financing fees were very low compared to other ones she sees. We will continue to use them in the future.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Agent FAQs
Does Ribbon compete with real estate agents?
No. Your client is always your client. We never compete—we’re a lender who helps you close more deals.
Will Ribbon replace me with an in-house agent?
No. We fund short term loans for your customers — you keep the client and the relationship.
Do I still earn my full commission?
Yes. You earn your full commission on every closed transaction.
Do I have to change my process or systems?
No. We integrate with your existing workflow and timeline.
Can Ribbon help if my client’s financing with another lender falls through?
We provide short-term funding so your client can close on time, and we even have the option for your current mortgage broker to enroll in Ribbon’s wholesale mortgage broker program.
What kinds of buyers benefit from Ribbon?
Buyers who want to buy before they sell, make a cash offer using our funds, or buy a home but can’t qualify for a conventional loan.
How fast can Ribbon close?
Tell us your deadline and we’ll map the shortest, safest path to the finish line.
Ready to Protect Your Commission?
Don’t let another deal slip away. With Ribbon, your clients close on time—and you keep the commission you worked hard for.
Partner with Ribbon today and keep more transactions—and commissions—on track.
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